Contract · Continuity · Repayment Capacity
Loans for Workers with Temporary or Service Contracts in Colombia
Having a fixed-term contract, working under a project-based agreement, or receiving professional fees through a service contract does not automatically exclude you from accessing credit. For a lender, the key question is usually different: have your earnings been sufficiently consistent, and is there a reasonable source of income to cover the upcoming installments? Your work history, contract end date, bank activity, and current financial obligations may matter just as much as the name of your contract.