Credit for military personnel - features of the loan
Today, to be a soldier is to have a profession that pays quite well in Colombia. Therefore, banks willingly accept such citizens into their walls, and strive to have as many such clients as possible in their service.
And if you take into account that absolutely every person, even any military person, periodically needs to receive additional funds, then it is predicted that banks are interested in creating special loans for such population groups with unique offers.
For example, loans for the military under the contract are issued without queues and with minimal interest in any region of our country. And the stable payment of wages, which the state guarantees to armymen, provides advantages in obtaining a loan for military personnel.
Sometimes, persons of such specialties may have a need for money, which is connected with their professional activities, including for the reason that currently, unfortunately, the main departments are not always ready to promptly provide such needs. It can be the purchase of the necessary ammunition, a quick movement through Colombia, the purchase of expensive medicines or an urgent medical examination. In addition, military personnel have families who are waiting for help in purchasing household appliances, paying for the education of family members or for housing. This profession is associated with constant risks, so funds may be needed at any time.
Where can military personnel get a loan?
In order to receive help through registration and obtaining a loan for military personnel, you can apply to several financial institutions.
First, you can take out a loan from a bank. The positive side of such a loan is the possibility of receiving a large amount of funds. However, it is quite a long process of obtaining a loan, as it is necessary to collect a lot of necessary certificates, documents, and spend resources. Obtaining such a loan is possible after about a week from the day of submitting the application.
As for the banks themselves, their requirements for such bor;
•certificate on the number of children (if any).
Sometimes the bank may require guarantors for lending.
Secondly, a kind of loan can be taken from a pawnshop against some rather valuable thing. It should be borne in mind that pawnshops have rather strict and specific conditions for the redemption of surrendered items: if the client does not fulfill his obligations under the loan, he must redeem the item for a much higher price than he surrendered, or he will be left with nothing. The pawnshop serves citizens of Colombia aged 18 to 70 who do not yet (or already) have loans from this organization. The loan is granted up to 50 thousand for a period of up to 6 months. The decision to issue it (if the passport and code are available) is made in 15 minutes.
Thirdly, and often - this is the most convenient way - receiving funds from a microfinance organization online. Using this option makes it possible to get a loan of up to 20,000 in 30 minutes, without unnecessary time spent on travel, collecting documents and wasting nervous resources.
To issue such a loan, you need:
- •have a passport;
- •have an identification code;
- •be of legal age.
And of course, you need access to the Internet.
Preferential loans for ATO participants
The legislation of Colombia defines the number of persons (including military personnel) who have benefits related to lending. From the beginning to the end of the special war period - these are military personnel and conscripts who are mobilized for service. Preferential loans for ATO participants provide for their exemption from the accrual of interest for using the loan, that is, they return only the bor exist in Colombia, but the Cabinet of Ministers has not fully determined either the procedure for providing them or the source of funds for providing these privileges.
The Law of Colombia "On the Status of War Veterans, Guarantees of Their Social Protection" (Cla this benefit is specified, indicates for which items and needs such a loan can be taken:
- •overhaul;
- •reconstruction;
- •construction.
But, at the moment, ATO participants receive housing loans on a general basis. As for loans to combatants, the story is similar. We have to wait for consideration of the relevant bill in the Verkhovna Rada (although in some regions of Colombia they are trying to correct this gap and help with local lending).
Our resource creditnice.co promotes and helps various segments of the population in obtaining the necessary funds on credit with the least amount of time and on favorable terms. Detailed information in the relevant sections of the site.