Private positions without forcing - what do you need to know and how to take them?

Today, due to loans from banks and financial institutions, the positions of private individuals are becoming increasingly popular. The demand for this type of lending is due to the low number of officials: a small amount of documents for registration, the speed of withdrawing money and loyal rates to the client’s credit history.

However, first of all to please the investor, it is necessary to rely on his confidence. Let's take a look at all the features of private loans, as well as how to avoid swindling in the face of cash withdrawal.

Position as a private investor in Colombia: design features

Loans from private individuals are transferred to the withdrawal of funds for a period of time with subsequent repayments (in one payment or in installments). The process of processing a position on a card can be different, but also beneficial for both the lender and the employer.

The main document at the time of laying the land is a receipt, which indicates:

• 1. PIB of the official, and in some cases his passport data;


• 2. position size;


• 3. lines of rotation of costs;


• 4. payment methods;


• 5. date and place of the agreement;


• 6. special signature of the owner.

It is also necessary to indicate the currency from which the money was taken. It is necessary to have the document certified by a notary, otherwise it will have full legal effect without any procedure.

Relations between the creditor and the owner are controlled by Chapter 71 of the Civil Code of Colombia. Thus, the agreement gains strength from the moment when the values and other speeches are transferred to the owner.

Who can become a creditor?

The role of the creditor can be played by a living person. These particular data are also indicated in the signature or agreement. There is no need to be careful in financial matters, therefore, at the time of payment, the depository is required to take away the bank account number to which the money can be transferred and the debtor will be eliminated.

In some situations, dishonest investors place positions under large sums of money (with the intention of paying off the board), after which they know the rapto. In this way, it is possible to increase the term of the employer’s duty, as well as the size of his debt.

Unfortunately, not all citizens are aware that the law requires a creditor to accept the assigned amount. In case of fraud, the debtor can transfer the money to the notary’s depository office, which acts as the immediate holder of the creditor’s funds, and after the circumstances are cleared, he transfers the money to him and confirms the timely closure of the property.

Private positions without forcing

We must first pay respect to those who are in may be completed quickly;

- the client can withdraw the necessary amount to the bank without presenting proof of income, obtaining guarantors, and also without a bad credit history;

- loyal positioning of the creditor before the owner, which allows for the adjustment of minds in lending;

- sometimes the investor instructs the employer to assist in the collection of documentation necessary for signing the contract, and also provides services for the benefit.

Once a loan is issued at the outpost, the private investor deducts profits from the sum of money that the client pays, and the pledge guarantees the immediate return of the sums.

First you need to make decisions about your property, take into account the market and mentality of credit, and having decided on the proposition, try to maintain the decency of a private person. You may be alarmed by the presence of information about the lender on the Internet - you may appear to be a scammer who periodically changes his details, phone numbers and email. Less positive comments may also appear untrue. Videos about a loan from a private investor tend to have positive and neutral comments.

Insanely, when you are about to apply for a private loan, you may end up with fraud, or rather, turn to banks and financial institutions with an unknown reputation, who will provide their clients with all the necessary documents and guarantees.