How to get a credit card with a bad credit history in Colombia
A bad credit history (CI) can have a negative impact on obtaining a loan. Even if you have a stable and well-paid job, and have prepared the necessary package of documents, the presence of your name in the list of non-payers is considered a valid reason for refusing to issue money.
It is quite possible that a loan seems to you to be the best option for solving financial difficulties, but you made a mistake and did not calculate your strength. Or some unforeseen situation happened, due to which you did not have time to pay the debt on time and received the status of "debtor" and "non-payer".
Not all banks and financial institutions pay attention to the reasons for delays and other problems related to loans and refuse the bor and return them in full. Each new positive entry in the file will testify in your favor.
Banks usually examine the past two years of history. If during this time you have shown yourself to be a responsible customer, you can expect that financial organizations will reconsider their relationship with your CI and will be able to provide you with more favorable terms of cooperation.
Are there banks that provide cash loans to customers with bad credit?
The credit history includes complete information about the bor and significantly increase your chances of receiving the required amount.
In most cases, the requirements for customers in services are quite loyal:
- • citizenship of Colombia;
- • age - from 21 years old;
- • passport, identification code;
- • if necessary - income certificates and pension certificate.
In addition, this method of obtaining a loan can help you correct your credit history (provided you follow all the rules and repay the debt on time), as well as regain the ability to use any banking services without restrictions.
How and where to get a credit (loan) for a card with a bad credit history in Colombia
What to do if for one reason or another you have ruined your financial reputation, but you want to take out another loan? What to do if you do not have time for rehabilitation and you are afraid that the bank will answer you with a refusal?
To get a credit card or cash loan, you can always contact the online service creditnice.co. We understand the problems of our customers, so we consider all applications.
On the website, you will find detailed information about the terms of the loan, general requirements for customers, as well as a list of banks with a description of all aspects of cooperation. Our online service allows you to take both a microcredit (microloan) and a large bank loan to customers with a bad credit history.
Quite often, it takes up to several working days for the bank to consider the application, but with creditnice.co you will not have to spend a lot of time getting a loan. In most cases, the appeal is considered within an hour. Simplicity and high speed of service are the main advantages of our service, which make it as convenient as possible for customers.
creditnice.co will help you solve any financial difficulties 24 hours a day, 7 days a week!
