How to apply for a loan in the "ProstoZaym" service - creditnice.co
"ProstoZaym" is a modern credit service that has been providing its services online since 2013. Customers can apply for a credit card anywhere and at any time, including weekends and holidays. Thanks to the fast processing of applications, money transfers are made in just a few minutes.
In the service, you can get a loan of up to 10,000 for a period of up to 12 weeks. In order to simplify the debt repayment process as much as possible, the payment schedule involves making a fixed amount every two weeks.
The company has a license to conduct financial activities on the territory of Colombia, as well as a relevant certificate.
Peculiarities of obtaining a loan at "ProstoZaym"
The "ProstoZaym" service allows residents of Colombia to quickly solve their temporary financial difficulties without leaving their homes or workplaces. You can take a loan from the organization quickly and easily. For this, you will only need a bank card to which the funds will be transferred, and a stable Internet connection.
To obtain a loan from the organization, the client needs to take only three simple steps. Let's consider them in more detail:
1. Complete the online application
You only need to decide on the size and terms of the loan, click the "Apply for a loan" button on the website and enter all the necessary information in the form. The procedure will take no more than ten minutes (you will not have to register again when you contact the service again). Enter passport data, identification number and bank card. Be sure to write down or remember the login and password for the next login to the Personal account.
2. Link your bank card and wait for the call
Read the instructions on the site and link your bank card number. Within a few minutes, a small amount of money (up to 5 ) will be temporarily blocked on the card, which will become available again after 15 minutes. This is to avoid fraud or error. You can find out information about the blocked amount by contacting your bank or using Internet banking. After that, the service operator will contact you to clarify the details of the agreement.
3. Wait for the loan decision
After the application is approved, the necessary amount will be instantly transferred to your bank card, which you will be able to dispose of freely. According to the terms of the contract, the client himself decides how to spend the money and for what purposes, for example, to make a long-awaited purchase, buy tickets, pay for treatment, etc.
For greater convenience, the loan repayment schedule is as simplified as possible: the bor is to make the terms of loan issuance and repayment convenient and understandable for bor of the loan through your personal account on the website. It will not take much time, but it will protect you from such unpleasant consequences of delays as penalties and fines.
If you have any questions regarding debt repayment, you can always use the hotline to get the information you need.
Advantages of applying for a loan in the "ProstoZaym" service
Due to the simplicity and reliability of the service, it has attracted many customers and gained popularity. First of all, its popularity is due to two factors: quick processing of loans and a small amount of documents for the application.
The advantages of the service do not end there, the following important points should also be highlighted:
- • The company often holds various promotions for its customers, which allows them to significantly save on the interest rate, increase the size of the loan and receive other pleasant bonuses.
- • Almost all new bor, a competitive interest rate, etc.
- • The consumer can repay the loan early.
- • Decisions on applications are made as soon as possible. As a rule, new bor.
- • The overall percentage of application approval is about 95%.
What is the risk of default in "ProstoZaym"?
It is not for nothing that employees of credit services and institutions convince citizens to avoid delays, because this often leads to fines. It is much easier and more rational to use the extension service, arrange debt restructuring or find another acceptable solution.
In ProstoZaym, sanctions are also applied to clients who violate financial discipline and do not make payments. For each day of delay, there is a gradual increase in the interest rate, which leads to a general increase in the price of the loan. Yes, if you ignore the debt for a month, its amount will increase significantly. When you know in advance that you will not be able to repay the funds on time, it is better to extend the term of the loan and avoid problems.
